Along with Medicare, Social Security is one of the "rites of passage" as older Americans retire. After contributing funds to this program their entire working life, people are anxious to start getting their monthly checks. Following a brief look at why Social Security was established and what it is intended to provide, this easy-to-understand guide carefully and simply explains all the benefits and circumstances in which one can take advantage of Social Security. Coverage includes enrolling in Social Secuirty for disability and survival benefits, as well benefits from the traditional age-requirement. The book also has a decision tree to make perfectly clear what one's benefits are depending on such factors as how early one benefits are taken, marital status, and what one believes his or her future may hold. The future of Social Security is also explored and with that possible impacts on one's future benefits.